What if you invested $1,000 in Bank of America in 2005? (Inflation-Adjusted)

BAC · Financial · Adjusted to 2026 dollars using BLS CPI-U data

Using BLS CPI-U data, cumulative inflation from 2005 to 2026 totals 72%. Your $1,000 in Bank of America grew to $1,687 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $981 in constant 2005 dollars. That reflects a -0.1% per year real annualized return after accounting for price changes over 21 years.

Nominal final value

$1,687

+68.7% total return

Real value (2005 dollars)

$981

-1.9% real total return

Real annualized return

-0.1%

vs. +2.5% nominal annualized

Cumulative CPI-U inflation since 2005: 72% (1 dollar in 2005 = $1.72 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Bank of America since 2005, values in constant 2005 dollars

Year	Nominal Value	Real Value (2005 $)
2005	$1,000	$1,000
2006	$995	$966
2007	$1,234	$1,162
2008	$1,088	$987
2009	$175	$160
2010	$407	$362
2011	$369	$315
2012	$192	$161
2013	$307	$252
2014	$456	$368
2015	$415	$335
2016	$392	$312
2017	$638	$497
2018	$916	$692
2019	$830	$613
2020	$978	$711
2021	$907	$628
2022	$1,439	$912
2023	$1,132	$691
2024	$1,119	$664
2025	$1,562	$908
2026	$1,837	$1,068

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2005 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.