What if you invested $1,000 in Charles Schwab in 2000? (Inflation-Adjusted)

SCHW · Financial · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

A $1,000 investment in Charles Schwab in 2000 grew to $5,533 in nominal terms. But 2000 dollars had 96% more purchasing power than today. After adjusting for cumulative inflation using BLS CPI-U data, the real value of that growth works out to $2,823 in constant 2000 dollars, equivalent to a +4.0% real annualized return.

Nominal final value

$5,533

+453.3% total return

Real value (2000 dollars)

$2,823

+182.3% real total return

Real annualized return

+4.0%

vs. +6.7% nominal annualized

Cumulative CPI-U inflation since 2000: 96% (1 dollar in 2000 = $1.96 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Charles Schwab since 2000, values in constant 2000 dollars

YearNominal ValueReal Value (2000 $)
2000$1,000$1,000
2001$1,127$1,098
2002$615$587
2003$396$370
2004$544$494
2005$489$429
2006$648$552
2007$836$691
2008$1,044$831
2009$643$515
2010$878$685
2011$879$659
2012$576$423
2013$833$599
2014$1,266$898
2015$1,337$948
2016$1,324$926
2017$2,160$1,477
2018$2,815$1,867
2019$2,490$1,614
2020$2,465$1,572
2021$2,840$1,724
2022$4,883$2,716
2023$4,359$2,335
2024$3,603$1,875
2025$4,806$2,452
2026$6,112$3,119

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2000 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.