What if you invested $1,000 in Charles Schwab in 2010? (Inflation-Adjusted)

SCHW · Financial · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

Charles Schwab turned $1,000 into $6,304 between 2010 and today. Impressive on paper, but inflation over that span came to 53% (BLS CPI-U). Adjusted for that erosion in purchasing power, your real gain in constant 2010 dollars is $4,120, which works out to a +9.1% annualized real growth rate over 16 years.

Nominal final value

$6,304

+530.4% total return

Real value (2010 dollars)

$4,120

+312.0% real total return

Real annualized return

+9.1%

vs. +12% nominal annualized

Cumulative CPI-U inflation since 2010: 53% (1 dollar in 2010 = $1.53 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Charles Schwab since 2010, values in constant 2010 dollars

YearNominal ValueReal Value (2010 $)
2010$1,000$1,000
2011$1,001$962
2012$657$618
2013$949$874
2014$1,442$1,310
2015$1,524$1,384
2016$1,509$1,351
2017$2,461$2,155
2018$3,207$2,725
2019$2,837$2,355
2020$2,808$2,294
2021$3,235$2,516
2022$5,563$3,963
2023$4,966$3,408
2024$4,104$2,736
2025$5,476$3,579
2026$6,963$4,551

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2010 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.