What if you invested $1,000 in Charles Schwab in 2015? (Inflation-Adjusted)
SCHW · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionNominal returns can be misleading over long periods. $1,000 in Charles Schwab in 2015 became $4,138 by 2026. Over those 11 years, cumulative CPI inflation reached 39% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2015 dollars is $2,977, a real annualized return of +10.2%.
Nominal final value
$4,138
+313.8% total return
Real value (2015 dollars)
$2,977
+197.7% real total return
Real annualized return
+10.2%
vs. +13.5% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Charles Schwab since 2015, values in constant 2015 dollars
| Year | Nominal Value | Real Value (2015 $) |
|---|---|---|
| 2015 | $1,000 | $1,000 |
| 2016 | $990 | $976 |
| 2017 | $1,615 | $1,557 |
| 2018 | $2,105 | $1,969 |
| 2019 | $1,862 | $1,701 |
| 2020 | $1,843 | $1,657 |
| 2021 | $2,124 | $1,818 |
| 2022 | $3,652 | $2,864 |
| 2023 | $3,260 | $2,462 |
| 2024 | $2,694 | $1,977 |
| 2025 | $3,594 | $2,586 |
| 2026 | $4,571 | $3,288 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2015 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.