What if you invested $1,000 in Citigroup in 2005? (Inflation-Adjusted)

C · Financial · Adjusted to 2026 dollars using BLS CPI-U data

Using BLS CPI-U data, cumulative inflation from 2005 to 2026 totals 72%. Your $1,000 in Citigroup grew to $374 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $217 in constant 2005 dollars. That reflects a -6.9% per year real annualized return after accounting for price changes over 21 years.

Nominal final value

$374

-62.6% total return

Real value (2005 dollars)

$217

-78.3% real total return

Real annualized return

-6.9%

vs. -4.5% nominal annualized

Cumulative CPI-U inflation since 2005: 72% (1 dollar in 2005 = $1.72 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Citigroup since 2005, values in constant 2005 dollars

Year	Nominal Value	Real Value (2005 $)
2005	$1,000	$1,000
2006	$986	$958
2007	$1,216	$1,145
2008	$650	$589
2009	$86	$79
2010	$81	$72
2011	$118	$100
2012	$75	$63
2013	$103	$84
2014	$116	$94
2015	$115	$93
2016	$105	$83
2017	$138	$108
2018	$197	$149
2019	$166	$122
2020	$197	$143
2021	$159	$110
2022	$185	$117
2023	$154	$94
2024	$173	$103
2025	$261	$151
2026	$380	$221

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2005 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.