What if you invested $1,000 in Citigroup in 2015? (Inflation-Adjusted)
C · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionNominal returns can be misleading over long periods. $1,000 in Citigroup in 2015 became $3,885 by 2026. Over those 12 years, cumulative CPI inflation reached 39% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2015 dollars is $2,795, a real annualized return of +9.1%.
Nominal final value
$3,885
+288.5% total return
Real value (2015 dollars)
$2,795
+179.5% real total return
Real annualized return
+9.1%
vs. +12.2% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Citigroup since 2015, values in constant 2015 dollars
| Year | Nominal Value | Real Value (2015 $) |
|---|---|---|
| 2015 | $1,000 | $1,000 |
| 2016 | $911 | $897 |
| 2017 | $1,203 | $1,160 |
| 2018 | $1,716 | $1,605 |
| 2019 | $1,441 | $1,316 |
| 2020 | $1,722 | $1,548 |
| 2021 | $1,399 | $1,197 |
| 2022 | $1,605 | $1,259 |
| 2023 | $1,339 | $1,011 |
| 2024 | $1,507 | $1,106 |
| 2025 | $2,265 | $1,630 |
| 2026 | $3,308 | $2,380 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2015 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.