What if you invested $1,000 in Citigroup in 2020? (Inflation-Adjusted)
C · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionA $1,000 investment in Citigroup in 2020 grew to $2,256 in nominal terms. But 2020 dollars had 25% more purchasing power than today. After adjusting for cumulative inflation using BLS CPI-U data, the real value of that growth works out to $1,805 in constant 2020 dollars, equivalent to a +9.1% real annualized return.
Nominal final value
$2,256
+125.6% total return
Real value (2020 dollars)
$1,805
+80.5% real total return
Real annualized return
+9.1%
vs. +12.8% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Citigroup since 2020, values in constant 2020 dollars
| Year | Nominal Value | Real Value (2020 $) |
|---|---|---|
| 2020 | $1,000 | $1,000 |
| 2021 | $812 | $773 |
| 2022 | $932 | $813 |
| 2023 | $777 | $653 |
| 2024 | $875 | $714 |
| 2025 | $1,316 | $1,052 |
| 2026 | $1,921 | $1,537 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2020 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.