What if you invested $1,000 in Emerging Markets (EEM) in 2003? (Inflation-Adjusted)

EEM · Index · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

Nominal returns can be misleading over long periods. $1,000 in Emerging Markets (EEM) in 2003 became $7,432 by 2026. Over those 23 years, cumulative CPI inflation reached 83% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2003 dollars is $4,061, a real annualized return of +6.2%.

Nominal final value

$7,432

+643.2% total return

Real value (2003 dollars)

$4,061

+306.1% real total return

Real annualized return

+6.2%

vs. +9% nominal annualized

Cumulative CPI-U inflation since 2003: 83% (1 dollar in 2003 = $1.83 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Emerging Markets (EEM) since 2003, values in constant 2003 dollars

YearNominal ValueReal Value (2003 $)
2003$1,000$1,000
2004$1,601$1,557
2005$1,937$1,821
2006$2,950$2,692
2007$3,393$3,004
2008$4,116$3,509
2009$2,096$1,798
2010$3,600$3,010
2011$4,374$3,513
2012$4,099$3,226
2013$4,384$3,378
2014$3,871$2,940
2015$4,043$3,071
2016$3,241$2,426
2017$4,036$2,955
2018$5,625$3,996
2019$4,854$3,368
2020$4,880$3,334
2021$6,278$4,083
2022$5,863$3,492
2023$5,084$2,917
2024$4,845$2,701
2025$5,521$3,017
2026$7,822$4,274

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2003 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.