What if you invested $1,000 in Microsoft in 2005? (Inflation-Adjusted)

MSFT · Technology · Adjusted to 2026 dollars using BLS CPI-U data

Using BLS CPI-U data, cumulative inflation from 2005 to 2026 totals 72%. Your $1,000 in Microsoft grew to $20,472 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $11,903 in constant 2005 dollars. That reflects a +12.4% per year real annualized return after accounting for price changes over 21 years.

Nominal final value

$20,472

+1947.2% total return

Real value (2005 dollars)

$11,903

+1090.3% real total return

Real annualized return

+12.4%

vs. +15.3% nominal annualized

Cumulative CPI-U inflation since 2005: 72% (1 dollar in 2005 = $1.72 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Microsoft since 2005, values in constant 2005 dollars

Year	Nominal Value	Real Value (2005 $)
2005	$1,000	$1,000
2006	$1,084	$1,053
2007	$1,206	$1,136
2008	$1,291	$1,171
2009	$690	$630
2010	$1,163	$1,035
2011	$1,169	$999
2012	$1,277	$1,070
2013	$1,221	$1,001
2014	$1,734	$1,401
2015	$1,902	$1,537
2016	$2,665	$2,122
2017	$3,213	$2,503
2018	$4,827	$3,648
2019	$5,397	$3,985
2020	$8,928	$6,488
2021	$12,295	$8,506
2022	$16,621	$10,533
2023	$13,369	$8,161
2024	$21,639	$12,832
2025	$22,759	$13,232
2026	$23,768	$13,819

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2005 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.