What if you invested $1,000 in PayPal in 2023? (Inflation-Adjusted)
PYPL · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionNominal returns can be misleading over long periods. $1,000 in PayPal in 2023 became $566 by 2026. Over those 4 years, cumulative CPI inflation reached 5% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2023 dollars is $539, a real annualized return of -16.2%.
Nominal final value
$566
-43.4% total return
Real value (2023 dollars)
$539
-46.1% real total return
Real annualized return
-16.2%
vs. -15% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in PayPal since 2023, values in constant 2023 dollars
| Year | Nominal Value | Real Value (2023 $) |
|---|---|---|
| 2023 | $1,000 | $1,000 |
| 2024 | $753 | $731 |
| 2025 | $1,087 | $1,035 |
| 2026 | $648 | $617 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2023 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.