What if you invested $1,000 in S&P 500 (SPY) in 2010? (Inflation-Adjusted)
SPY · Index · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionS&P 500 (SPY) turned $1,000 into $8,060 between 2010 and today. Impressive on paper, but inflation over that span came to 53% (BLS CPI-U). Adjusted for that erosion in purchasing power, your real gain in constant 2010 dollars is $5,268, which works out to a +10.8% annualized real growth rate over 16 years.
Nominal final value
$8,060
+706.0% total return
Real value (2010 dollars)
$5,268
+426.8% real total return
Real annualized return
+10.8%
vs. +13.7% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in S&P 500 (SPY) since 2010, values in constant 2010 dollars
| Year | Nominal Value | Real Value (2010 $) |
|---|---|---|
| 2010 | $1,000 | $1,000 |
| 2011 | $1,222 | $1,174 |
| 2012 | $1,273 | $1,198 |
| 2013 | $1,483 | $1,367 |
| 2014 | $1,801 | $1,636 |
| 2015 | $2,056 | $1,868 |
| 2016 | $2,038 | $1,825 |
| 2017 | $2,445 | $2,141 |
| 2018 | $3,088 | $2,624 |
| 2019 | $3,013 | $2,501 |
| 2020 | $3,659 | $2,989 |
| 2021 | $4,288 | $3,335 |
| 2022 | $5,282 | $3,763 |
| 2023 | $4,850 | $3,328 |
| 2024 | $5,849 | $3,899 |
| 2025 | $7,383 | $4,825 |
| 2026 | $8,588 | $5,613 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2010 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.