What if you invested $1,000 in Total Bond Market (BND) in 2007? (Inflation-Adjusted)

BND · Bond · Adjusted to 2026 dollars using BLS CPI-U data

Nominal returns can be misleading over long periods. $1,000 in Total Bond Market (BND) in 2007 became $1,764 by 2026. Over those 19 years, cumulative CPI inflation reached 62% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2007 dollars is $1,089, a real annualized return of +0.4%.

Nominal final value

$1,764

+76.4% total return

Real value (2007 dollars)

$1,089

+8.9% real total return

Real annualized return

+0.4%

vs. +3% nominal annualized

Cumulative CPI-U inflation since 2007: 62% (1 dollar in 2007 = $1.62 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Total Bond Market (BND) since 2007, values in constant 2007 dollars

Year	Nominal Value	Real Value (2007 $)
2007	$1,000	$1,000
2008	$1,071	$1,031
2009	$1,107	$1,072
2010	$1,186	$1,120
2011	$1,245	$1,130
2012	$1,351	$1,201
2013	$1,372	$1,194
2014	$1,374	$1,179
2015	$1,466	$1,258
2016	$1,457	$1,232
2017	$1,478	$1,223
2018	$1,516	$1,216
2019	$1,554	$1,218
2020	$1,705	$1,316
2021	$1,786	$1,312
2022	$1,731	$1,165
2023	$1,587	$1,029
2024	$1,620	$1,020
2025	$1,655	$1,022
2026	$1,766	$1,090

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2007 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.