What if you invested $1,000 in Total Market (VTI) in 2010? (Inflation-Adjusted)
VTI · Index · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionTotal Market (VTI) turned $1,000 into $7,821 between 2010 and today. Impressive on paper, but inflation over that span came to 53% (BLS CPI-U). Adjusted for that erosion in purchasing power, your real gain in constant 2010 dollars is $5,112, which works out to a +10.6% annualized real growth rate over 16 years.
Nominal final value
$7,821
+682.1% total return
Real value (2010 dollars)
$5,112
+411.2% real total return
Real annualized return
+10.6%
vs. +13.5% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Total Market (VTI) since 2010, values in constant 2010 dollars
| Year | Nominal Value | Real Value (2010 $) |
|---|---|---|
| 2010 | $1,000 | $1,000 |
| 2011 | $1,243 | $1,194 |
| 2012 | $1,292 | $1,216 |
| 2013 | $1,509 | $1,391 |
| 2014 | $1,850 | $1,681 |
| 2015 | $2,092 | $1,900 |
| 2016 | $2,035 | $1,822 |
| 2017 | $2,480 | $2,172 |
| 2018 | $3,106 | $2,639 |
| 2019 | $3,036 | $2,520 |
| 2020 | $3,652 | $2,984 |
| 2021 | $4,410 | $3,430 |
| 2022 | $5,224 | $3,722 |
| 2023 | $4,785 | $3,284 |
| 2024 | $5,704 | $3,803 |
| 2025 | $7,196 | $4,703 |
| 2026 | $8,308 | $5,430 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2010 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.