What if you invested $1,000 in US Aggregate Bond (AGG) in 2003? (Inflation-Adjusted)
AGG · Bond · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionNominal returns can be misleading over long periods. $1,000 in US Aggregate Bond (AGG) in 2003 became $1,979 by 2026. Over those 23 years, cumulative CPI inflation reached 83% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2003 dollars is $1,082, a real annualized return of +0.3%.
Nominal final value
$1,979
+97.9% total return
Real value (2003 dollars)
$1,082
+8.2% real total return
Real annualized return
+0.3%
vs. +3% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in US Aggregate Bond (AGG) since 2003, values in constant 2003 dollars
| Year | Nominal Value | Real Value (2003 $) |
|---|---|---|
| 2003 | $1,000 | $1,000 |
| 2004 | $1,008 | $981 |
| 2005 | $1,047 | $984 |
| 2006 | $1,065 | $972 |
| 2007 | $1,106 | $979 |
| 2008 | $1,207 | $1,029 |
| 2009 | $1,248 | $1,070 |
| 2010 | $1,329 | $1,111 |
| 2011 | $1,393 | $1,119 |
| 2012 | $1,512 | $1,190 |
| 2013 | $1,548 | $1,193 |
| 2014 | $1,551 | $1,178 |
| 2015 | $1,652 | $1,255 |
| 2016 | $1,647 | $1,233 |
| 2017 | $1,669 | $1,222 |
| 2018 | $1,705 | $1,212 |
| 2019 | $1,746 | $1,212 |
| 2020 | $1,915 | $1,308 |
| 2021 | $2,002 | $1,302 |
| 2022 | $1,942 | $1,157 |
| 2023 | $1,781 | $1,022 |
| 2024 | $1,818 | $1,014 |
| 2025 | $1,855 | $1,013 |
| 2026 | $1,983 | $1,083 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2003 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.