What if you invested $1,000 in US Aggregate Bond (AGG) in 2005? (Inflation-Adjusted)

AGG · Bond · Adjusted to 2026 dollars using BLS CPI-U data

Using BLS CPI-U data, cumulative inflation from 2005 to 2026 totals 72%. Your $1,000 in US Aggregate Bond (AGG) grew to $1,891 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $1,099 in constant 2005 dollars. That reflects a +0.4% per year real annualized return after accounting for price changes over 21 years.

Nominal final value

$1,891

+89.1% total return

Real value (2005 dollars)

$1,099

+9.9% real total return

Real annualized return

+0.4%

vs. +3% nominal annualized

Cumulative CPI-U inflation since 2005: 72% (1 dollar in 2005 = $1.72 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in US Aggregate Bond (AGG) since 2005, values in constant 2005 dollars

Year	Nominal Value	Real Value (2005 $)
2005	$1,000	$1,000
2006	$1,017	$988
2007	$1,057	$995
2008	$1,153	$1,046
2009	$1,192	$1,088
2010	$1,270	$1,130
2011	$1,331	$1,137
2012	$1,445	$1,210
2013	$1,479	$1,212
2014	$1,481	$1,197
2015	$1,578	$1,275
2016	$1,573	$1,253
2017	$1,595	$1,242
2018	$1,629	$1,231
2019	$1,668	$1,232
2020	$1,830	$1,330
2021	$1,913	$1,323
2022	$1,855	$1,176
2023	$1,702	$1,039
2024	$1,737	$1,030
2025	$1,772	$1,030
2026	$1,894	$1,101

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2005 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.