What if you invested $1,000 in US Aggregate Bond (AGG) in 2015? (Inflation-Adjusted)
AGG · Bond · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionNominal returns can be misleading over long periods. $1,000 in US Aggregate Bond (AGG) in 2015 became $1,198 by 2026. Over those 11 years, cumulative CPI inflation reached 39% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2015 dollars is $862, a real annualized return of -1.3%.
Nominal final value
$1,198
+19.8% total return
Real value (2015 dollars)
$862
-13.8% real total return
Real annualized return
-1.3%
vs. +1.6% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in US Aggregate Bond (AGG) since 2015, values in constant 2015 dollars
| Year | Nominal Value | Real Value (2015 $) |
|---|---|---|
| 2015 | $1,000 | $1,000 |
| 2016 | $997 | $982 |
| 2017 | $1,011 | $974 |
| 2018 | $1,032 | $966 |
| 2019 | $1,057 | $966 |
| 2020 | $1,159 | $1,043 |
| 2021 | $1,212 | $1,038 |
| 2022 | $1,176 | $922 |
| 2023 | $1,078 | $815 |
| 2024 | $1,101 | $808 |
| 2025 | $1,123 | $808 |
| 2026 | $1,200 | $864 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2015 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.