What if you invested $1,000 in US Aggregate Bond (AGG) in 2020? (Inflation-Adjusted)
AGG · Bond · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionA $1,000 investment in US Aggregate Bond (AGG) in 2020 grew to $1,034 in nominal terms. But 2020 dollars had 25% more purchasing power than today. After adjusting for cumulative inflation using BLS CPI-U data, the real value of that growth works out to $827 in constant 2020 dollars, equivalent to a -3.0% real annualized return.
Nominal final value
$1,034
+3.3% total return
Real value (2020 dollars)
$827
-17.3% real total return
Real annualized return
-3.0%
vs. +0.5% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in US Aggregate Bond (AGG) since 2020, values in constant 2020 dollars
| Year | Nominal Value | Real Value (2020 $) |
|---|---|---|
| 2020 | $1,000 | $1,000 |
| 2021 | $1,046 | $995 |
| 2022 | $1,014 | $884 |
| 2023 | $930 | $781 |
| 2024 | $950 | $775 |
| 2025 | $968 | $775 |
| 2026 | $1,035 | $828 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2020 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.