What if you invested $1,000 in US Dollar (Cash) in 2020? (Inflation-Adjusted)
USD · Benchmark · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionA $1,000 investment in US Dollar (Cash) in 2020 grew to $774 in nominal terms. But 2020 dollars had 25% more purchasing power than today. After adjusting for cumulative inflation using BLS CPI-U data, the real value of that growth works out to $619 in constant 2020 dollars, equivalent to a -7.4% real annualized return.
Nominal final value
$774
-22.6% total return
Real value (2020 dollars)
$619
-38.1% real total return
Real annualized return
-7.4%
vs. -4% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in US Dollar (Cash) since 2020, values in constant 2020 dollars
| Year | Nominal Value | Real Value (2020 $) |
|---|---|---|
| 2020 | $1,000 | $1,000 |
| 2021 | $953 | $907 |
| 2022 | $877 | $765 |
| 2023 | $841 | $706 |
| 2024 | $816 | $666 |
| 2025 | $794 | $635 |
| 2026 | $774 | $619 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2020 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.