What if you invested $1,000 in Vanguard S&P 500 (VOO) in 2015? (Inflation-Adjusted)

VOO · Index · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

Nominal returns can be misleading over long periods. $1,000 in Vanguard S&P 500 (VOO) in 2015 became $4,484 by 2026. Over those 11 years, cumulative CPI inflation reached 39% (BLS CPI-U). Restating the return in constant purchasing power, the real value of your gain in 2015 dollars is $3,226, a real annualized return of +10.8%.

Nominal final value

$4,484

+348.4% total return

Real value (2015 dollars)

$3,226

+222.6% real total return

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Real annualized return

+10.8%

vs. +14% nominal annualized

Cumulative CPI-U inflation since 2015: 39% (1 dollar in 2015 = $1.39 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Vanguard S&P 500 (VOO) since 2015, values in constant 2015 dollars

YearNominal ValueReal Value (2015 $)
2015$1,000$1,000
2016$992$978
2017$1,191$1,148
2018$1,504$1,407
2019$1,469$1,342
2020$1,787$1,607
2021$2,094$1,792
2022$2,581$2,024
2023$2,369$1,790
2024$2,861$2,100
2025$3,614$2,600
2026$4,207$3,026

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2015 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.