What if you invested in Charles Schwab in 2023?
SCHW · Financial · Data through 2026-06-01
If you invested $1,000 in Charles Schwab in 2023
The same $1,000 in the S&P 500 would be worth $1,916(+91.6%)
The S&P 500 returned $1,916 on the same $1,000. S&P 500 outperformed by $663.
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Compare Charles Schwab to another stock
See how Charles Schwab stacks up since 2023, head to head.
What if Charles Schwab keeps this up?
Project forward at Charles Schwab's 6.5% historical growth rate. See 5-30 year scenarios.
Growth of $1,000
Charles Schwab vs. S&P 500 vs. US Dollar, 2023 to present
Year-by-Year Returns
$1,000 invested in Charles Schwab starting January 2023
| Year | Price | Value | Annual |
|---|---|---|---|
| 2023 | $73.60 | $1,000 | - |
| 2024 | $60.83 | $826 | -17.4% |
| 2025 | $81.15 | $1,103 | +33.4% |
| 2026 | $103.20 | $1,402 | +27.2% |
What this return means
$1,000 placed in Charles Schwab (SCHW) in 2023 is worth $1,254 now. The total return is +25.4% over 3.6 years, as of 2026-06-01.
That is only about 6.5% a year once you compound it across 3.6 years. The same $1,000 in an S&P 500 index fund would be about $1,916 over the identical span, so the index came out ahead by roughly $663. The index compounded at about 19.9% a year, a reminder that a single stock can lag a basket of them.
The path was not smooth. The best single year was 2025 at +33.4%, and the worst was 2024 at -17.4%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.
None of this is a recommendation. It is a record of what already happened, and past performance does not guarantee future results.
What if you invested $100 a month instead?
Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into Charles Schwab at the close of every month from January 2023 through June 2026 means 42 buys and $4,200 contributed over about 3.5 years.
$100/month, dollar-cost averaged
$5,410
+28.8% on $4,200 in
Same $4,200, all in at the start
$5,265
+25.4% on $4,200 in
Spreading the buys out beat going all in at the start by $145. That happens when the price spent time below where it began, so averaging in caught the cheaper months. Averaging in also meant an average buy price of $71.63 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.
Illustrative fixed $100/month example, not a recommendation. Figures are computed from SCHW split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.
Charles Schwab at different times
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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.