What if you invested in Total Bond Market (BND) in 2020?
BND · Bond · Data through 2026-06-01
If you invested $1,000 in Total Bond Market (BND) in 2020
The same $1,000 in the S&P 500 would be worth $2,540(+154%)
The S&P 500 returned $2,540 on the same $1,000. S&P 500 outperformed by $1,503.
Try a different start date
Pick any month and year to see what Total Bond Market (BND) would be worth.
Compare Total Bond Market (BND) to another stock
See how Total Bond Market (BND) stacks up since 2020, head to head.
What if Total Bond Market (BND) keeps this up?
Project forward at Total Bond Market (BND)'s 0.6% historical growth rate. See 5-30 year scenarios.
Growth of $1,000
Total Bond Market (BND) vs. S&P 500 vs. US Dollar, 2020 to present
Year-by-Year Returns
$1,000 invested in Total Bond Market (BND) starting January 2020
| Year | Price | Value | Annual |
|---|---|---|---|
| 2020 | $70.53 | $1,000 | - |
| 2021 | $73.86 | $1,047 | +4.7% |
| 2022 | $71.60 | $1,015 | -3.1% |
| 2023 | $65.63 | $931 | -8.3% |
| 2024 | $67.01 | $950 | +2.1% |
| 2025 | $68.45 | $971 | +2.2% |
| 2026 | $73.02 | $1,035 | +6.7% |
What this return means
Total Bond Market (BND) turned $1,000 into $1,037 since 2020. The total return is +3.7% over 6.6 years, as of 2026-06-01.
That is only about 0.6% a year once you compound it across 6.6 years. The same $1,000 in an S&P 500 index fund would be about $2,540 over the identical span, so the index came out ahead by roughly $1,503. The index compounded at about 15.2% a year, a reminder that a single stock can lag a basket of them.
The path was not smooth. The best single year was 2021 at +4.7%, and the worst was 2023 at -8.3%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.
None of this is a recommendation. It is a record of what already happened, and past performance does not guarantee future results.
What if you invested $100 a month instead?
Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into Total Bond Market (BND) at the close of every month from January 2020 through June 2026 means 78 buys and $7,800 contributed over about 6.5 years.
$100/month, dollar-cost averaged
$8,243
+5.7% on $7,800 in
Same $7,800, all in at the start
$8,091
+3.7% on $7,800 in
Spreading the buys out beat going all in at the start by $152. That happens when the price spent time below where it began, so averaging in caught the cheaper months. Averaging in also meant an average buy price of $69.23 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.
Illustrative fixed $100/month example, not a recommendation. Figures are computed from BND split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.
Total Bond Market (BND) at different times
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Numbers worth sharing
Occasional data drops when something interesting surfaces. No schedule, just signal.
For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.