What if you invested in UnitedHealth in 2023?
UNH · Healthcare · Data through 2026-06-01
If you invested $1,000 in UnitedHealth in 2023
The same $1,000 in the S&P 500 would be worth $1,916(+91.6%)
The S&P 500 returned $1,916 on the same $1,000. S&P 500 outperformed by $1,030.
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See how UnitedHealth stacks up since 2023, head to head.
What if UnitedHealth keeps this up?
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Growth of $1,000
UnitedHealth vs. S&P 500 vs. US Dollar, 2023 to present
Year-by-Year Returns
$1,000 invested in UnitedHealth starting January 2023
| Year | Price | Value | Annual |
|---|---|---|---|
| 2023 | $466.26 | $1,000 | - |
| 2024 | $485.18 | $1,041 | +4.1% |
| 2025 | $522.38 | $1,120 | +7.7% |
| 2026 | $283.10 | $607 | -45.8% |
What this return means
UnitedHealth (UNH) is one of the losers in this dataset. That stake is worth $886 as of 2026-06-01, a -11.4% move that left you with less than you started with after 3.6 years.
That averages out to -3.3% a year, meaning the position shrank in compound terms across the 3.6-year window. A plain S&P 500 fund would have grown that $1,000 to about $1,916 instead, beating UnitedHealth by around $1,030. The index compounded at about 19.9% a year, a reminder that a single stock can lag a basket of them.
The path was not smooth. The best single year was 2025 at +7.7%, and the worst was 2024 at +4.1%. At its lowest point the position was down about 46% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.
Treat this as history rather than advice. Past performance does not guarantee future results.
What if you invested $100 a month instead?
Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into UnitedHealth at the close of every month from January 2023 through June 2026 means 42 buys and $4,200 contributed over about 3.5 years.
$100/month, dollar-cost averaged
$4,243
+1.0% on $4,200 in
Same $4,200, all in at the start
$3,723
-11.4% on $4,200 in
Spreading the buys out beat going all in at the start by $521. That happens when the price spent time below where it began, so averaging in caught the cheaper months. Averaging in also meant an average buy price of $409.06 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.
Illustrative fixed $100/month example, not a recommendation. Figures are computed from UNH split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.
UnitedHealth at different times
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Occasional data drops when something interesting surfaces. No schedule, just signal.
For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.