What if you invested in UPS in 1999?

UPS · Industrial · Data through 2026-06-01

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If you invested $1,000 in UPS in 1999

$3,495today
+249.5% total return|+4.6% annualized

The same $1,000 in the S&P 500 would be worth $9,412(+841.2%)

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The S&P 500 returned $9,412 on the same $1,000. S&P 500 outperformed by $5,917.

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See how UPS stacks up since 1999, head to head.

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What if UPS keeps this up?

Project forward at UPS's 4.6% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

UPS vs. S&P 500 vs. US Dollar, 1999 to present

UPS
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in UPS starting January 1999

YearPriceValueAnnual
1999$30.76$1,000-
2000$28.07$912-8.8%
2001$29.30$952+4.4%
2002$27.57$896-5.9%
2003$29.30$953+6.3%
2004$35.12$1,142+19.8%
2005$37.36$1,215+6.4%
2006$38.14$1,240+2.1%
2007$37.53$1,220-1.6%
2008$38.76$1,260+3.3%
2009$23.23$755-40.1%
2010$32.72$1,064+40.9%
2011$41.77$1,358+27.7%
2012$45.43$1,477+8.8%
2013$49.09$1,596+8.1%
2014$60.62$1,970+23.5%
2015$64.62$2,101+6.6%
2016$62.70$2,038-3%
2017$75.63$2,459+20.6%
2018$90.96$2,957+20.3%
2019$77.75$2,528-14.5%
2020$79.05$2,570+1.7%
2021$122.29$3,976+54.7%
2022$162.98$5,298+33.3%
2023$154.23$5,014-5.4%
2024$122.85$3,994-20.3%
2025$103.67$3,370-15.6%
2026$103.02$3,349-0.6%

What this return means

Putting $1,000 into UPS (UPS) in 1999 returned $3,495. That is a +249.5% gain, a little over 3.5x your money, measured to 2026-06-01.

That is only about 4.6% a year once you compound it across 27.6 years. A plain S&P 500 fund would have grown that $1,000 to about $9,412 instead, beating UPS by around $5,917. The index compounded at about 8.5% a year, a reminder that a single stock can lag a basket of them.

The year-by-year record shows how bumpy the ride was. The best single year was 2021 at +54.7%, and the worst was 2009 at -40.1%. At its lowest point the position was down about 40% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

Treat this as history rather than advice. Past performance does not guarantee future results.

What if you invested $100 a month instead?

Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into UPS at the close of every month from November 1999 through June 2026 means 320 buys and $32,000 contributed over about 26.7 years.

$100/month, dollar-cost averaged

$69,834

+118.2% on $32,000 in

Same $32,000, all in at the start

$111,834

+249.5% on $32,000 in

Going all in at the start beat spreading the buys out by $42,000. That is the usual result when a stock trends up: each monthly buy pays a higher price than the last, so the average cost climbs. Averaging in also meant an average buy price of $49.26 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.

Illustrative fixed $100/month example, not a recommendation. Figures are computed from UPS split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.

Numbers worth sharing

Occasional data drops when something interesting surfaces. No schedule, just signal.

For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.