What if you invested in Wells Fargo in 2020?

WFC · Financial · Data through 2026-06-01

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If you invested $1,000 in Wells Fargo in 2020

$2,077today
+107.7% total return|+11.7% annualized

The same $1,000 in the S&P 500 would be worth $2,540(+154%)

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The S&P 500 returned $2,540 on the same $1,000. S&P 500 outperformed by $463.

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What if Wells Fargo keeps this up?

Project forward at Wells Fargo's 11.7% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

Wells Fargo vs. S&P 500 vs. US Dollar, 2020 to present

Wells Fargo
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in Wells Fargo starting January 2020

YearPriceValueAnnual
2020$39.79$1,000-
2021$26.35$662-33.8%
2022$48.09$1,208+82.5%
2023$42.88$1,078-10.8%
2024$47.34$1,190+10.4%
2025$76.31$1,918+61.2%
2026$89.54$2,250+17.3%

What this return means

$1,000 invested in Wells Fargo (WFC) in 2020 is worth $2,077 today. That is a +107.7% gain, a little over 2.1x your money, measured to 2026-06-01.

That is about 11.7% a year compounded, broadly in line with long-run stock market averages. The same $1,000 in an S&P 500 index fund would be about $2,540 over the identical span, so the index came out ahead by roughly $463. The index compounded at about 15.2% a year, a reminder that a single stock can lag a basket of them.

The year-by-year record shows how bumpy the ride was. The best single year was 2022 at +82.5%, and the worst was 2021 at -33.8%. At its lowest point the position was down about 34% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

None of this is a recommendation. It is a record of what already happened, and past performance does not guarantee future results.

What if you invested $100 a month instead?

Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into Wells Fargo at the close of every month from January 2020 through June 2026 means 78 buys and $7,800 contributed over about 6.5 years.

$100/month, dollar-cost averaged

$15,268

+95.7% on $7,800 in

Same $7,800, all in at the start

$16,200

+107.7% on $7,800 in

Going all in at the start beat spreading the buys out by $931. That is the usual result when a stock trends up: each monthly buy pays a higher price than the last, so the average cost climbs. Averaging in also meant an average buy price of $42.22 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.

Illustrative fixed $100/month example, not a recommendation. Figures are computed from WFC split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.

Numbers worth sharing

Occasional data drops when something interesting surfaces. No schedule, just signal.

For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.