What if you invested $1,000 in Mastercard in 2020? (Inflation-Adjusted)
MA · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionA $1,000 investment in Mastercard in 2020 grew to $1,641 in nominal terms. But 2020 dollars had 25% more purchasing power than today. After adjusting for cumulative inflation using BLS CPI-U data, the real value of that growth works out to $1,313 in constant 2020 dollars, equivalent to a +4.5% real annualized return.
Nominal final value
$1,641
+64.1% total return
Real value (2020 dollars)
$1,313
+31.3% real total return
Real annualized return
+4.5%
vs. +8.2% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Mastercard since 2020, values in constant 2020 dollars
| Year | Nominal Value | Real Value (2020 $) |
|---|---|---|
| 2020 | $1,000 | $1,000 |
| 2021 | $1,007 | $958 |
| 2022 | $1,236 | $1,077 |
| 2023 | $1,192 | $1,001 |
| 2024 | $1,454 | $1,186 |
| 2025 | $1,808 | $1,446 |
| 2026 | $1,764 | $1,411 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2020 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.