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What if you invested in Mastercard in 2020?

MA · Financial · Data through 2026-06-01

$

If you invested $1,000 in Mastercard in 2020

$1,619today
+61.9% total return|+7.7% annualized

The same $1,000 in the S&P 500 would be worth $2,574(+157.4%)

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The S&P 500 returned $2,574 on the same $1,000. S&P 500 outperformed by $955.

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What if Mastercard keeps this up?

Project forward at Mastercard's 7.7% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

Mastercard vs. S&P 500 vs. US Dollar, 2020 to present

Mastercard
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in Mastercard starting January 2020

YearPriceValueAnnual
2020$304.49$1,000-
2021$306.47$1,007+0.7%
2022$376.22$1,236+22.8%
2023$362.97$1,192-3.5%
2024$442.67$1,454+22%
2025$550.48$1,808+24.4%
2026$537.06$1,764-2.4%

What this return means

$1,000 placed in Mastercard (MA) in 2020 is worth $1,619 now. The total return is +61.9% over 6.5 years, as of 2026-06-01.

That is only about 7.7% a year once you compound it across 6.5 years. By comparison the S&P 500 returned about $2,574 on the same stake, edging out Mastercard by close to $955. The index compounded at about 15.7% a year, a reminder that a single stock can lag a basket of them.

Getting here meant sitting through real volatility. The best single year was 2025 at +24.4%, and the worst was 2023 at -3.5%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

This is historical math, not financial advice. Past performance does not guarantee future results.

Numbers worth sharing

Occasional data drops when something interesting surfaces. No schedule, just signal.

For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.