What if you invested $1,000 in SoFi in 2021? (Inflation-Adjusted)
SOFI · Financial · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionUsing BLS CPI-U data, cumulative inflation from 2021 to 2026 totals 19%. Your $1,000 in SoFi grew to $633 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $532 in constant 2021 dollars. That reflects a -11.4% per year real annualized return after accounting for price changes over 5 years.
Nominal final value
$633
-36.7% total return
Real value (2021 dollars)
$532
-46.8% real total return
Real annualized return
-11.4%
vs. -8.3% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in SoFi since 2021, values in constant 2021 dollars
| Year | Nominal Value | Real Value (2021 $) |
|---|---|---|
| 2021 | $1,000 | $1,000 |
| 2022 | $496 | $455 |
| 2023 | $276 | $243 |
| 2024 | $311 | $267 |
| 2025 | $628 | $527 |
| 2026 | $907 | $762 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2021 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.