What would $1,000 invested in SoFi in 2021 be worth today?

$1,000 invested in SoFi (SOFI) in 2021 would be worth approximately $649 today, representing a total return of -35.1% and an annualized return of -7.7%.

How does SoFi compare to the S&P 500 since 2021?

$1,000 invested in the S&P 500 in 2021 would be worth approximately $2,135 today (+113.5%), compared to $649 for SoFi (-35.1%).

What was the annualized return for SoFi since 2021?

SoFi has delivered an annualized return of -7.7% since 2021, based on split-adjusted price data.

What if you invested in SoFi in 2021?

SOFI · Financial · Data through 2026-05-01

Investment amount

If you invested $1,000 in SoFi in 2021

$649today

-35.1% total return|-7.7% annualized

The same $1,000 in the S&P 500 would be worth $2,135(+113.5%)

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The S&P 500 returned $2,135 on the same $1,000. S&P 500 outperformed by $1,486.

Market wonView inflation-adjusted

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Compare SoFi to another stock

See how SoFi stacks up since 2021, head to head.

vs S&P 500 vs JPMorgan vs V vs Berkshire

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What if SoFi keeps this up?

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Growth of $1,000

SoFi vs. S&P 500 vs. US Dollar, 2021 to present

SoFi

S&P 500

US Dollar

Year-by-Year Returns

$1,000 invested in SoFi starting January 2021

Year	Price	Value	Annual	Cumulative	S&P 500 Value
2021	$25.14	$1,000	-	-	$1,000
2022	$12.48	$496	-50.4%	-50.4%	$1,232
2023	$6.93	$276	-44.5%	-72.4%	$1,131
2024	$7.83	$311	+13%	-68.9%	$1,364
2025	$15.78	$628	+101.5%	-37.2%	$1,722
2026	$22.81	$907	+44.6%	-9.3%	$2,003

SoFi at different times

See how the start year changes the outcome

Since 2023$2,353(+135%)

More Financial investments

Compare returns across the sector

Berkshire Hathawaysince 1996+2229%JPMorgan Chasesince 2000+1133%Goldman Sachssince 1999+1900%Bank of Americasince 2000+333%Visasince 2008+2222%Mastercardsince 2006+12K%

Numbers worth sharing

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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.