What if you invested $1,000 in Total Market (VTI) in 2001? (Inflation-Adjusted)

VTI · Index · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

Using BLS CPI-U data, cumulative inflation from 2001 to 2026 totals 91%. Your $1,000 in Total Market (VTI) grew to $8,768 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $4,590 in constant 2001 dollars. That reflects a +6.2% per year real annualized return after accounting for price changes over 25 years.

Nominal final value

$8,768

+776.8% total return

Real value (2001 dollars)

$4,590

+359.0% real total return

Real annualized return

+6.2%

vs. +9% nominal annualized

Cumulative CPI-U inflation since 2001: 91% (1 dollar in 2001 = $1.91 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Total Market (VTI) since 2001, values in constant 2001 dollars

YearNominal ValueReal Value (2001 $)
2001$1,000$1,000
2002$934$914
2003$728$698
2004$1,005$936
2005$1,077$970
2006$1,212$1,059
2007$1,384$1,173
2008$1,343$1,097
2009$829$682
2010$1,121$898
2011$1,393$1,072
2012$1,448$1,092
2013$1,692$1,249
2014$2,074$1,509
2015$2,345$1,706
2016$2,281$1,636
2017$2,780$1,950
2018$3,482$2,370
2019$3,403$2,263
2020$4,094$2,680
2021$4,944$3,080
2022$5,856$3,342
2023$5,365$2,949
2024$6,395$3,415
2025$8,067$4,224
2026$9,313$4,876

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2001 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.