What if you invested $1,000 in Total Market (VTI) in 2001? (Inflation-Adjusted)

VTI · Index · Adjusted to 2026 dollars using BLS CPI-U data

View nominal (non-adjusted) version

Using BLS CPI-U data, cumulative inflation from 2001 to 2026 totals 91%. Your $1,000 in Total Market (VTI) grew to $10,336 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $5,412 in constant 2001 dollars. That reflects a +6.8% per year real annualized return after accounting for price changes over 26 years.

Nominal final value

$10,336

+933.6% total return

Real value (2001 dollars)

$5,412

+441.2% real total return

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Real annualized return

+6.8%

vs. +9.5% nominal annualized

Cumulative CPI-U inflation since 2001: 91% (1 dollar in 2001 = $1.91 in 2026)

Year-by-Year (Inflation-Adjusted)

$1,000 in Total Market (VTI) since 2001, values in constant 2001 dollars

YearNominal ValueReal Value (2001 $)
2001$1,000$1,000
2002$931$912
2003$726$696
2004$1,002$934
2005$1,074$967
2006$1,209$1,057
2007$1,380$1,171
2008$1,340$1,094
2009$827$680
2010$1,118$896
2011$1,390$1,069
2012$1,445$1,089
2013$1,688$1,246
2014$2,069$1,506
2015$2,339$1,702
2016$2,275$1,632
2017$2,773$1,946
2018$3,473$2,364
2019$3,395$2,257
2020$4,084$2,673
2021$4,931$3,072
2022$5,842$3,334
2023$5,351$2,942
2024$6,379$3,406
2025$8,047$4,213
2026$9,290$4,864

Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2001 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.