What if you invested in Total Market (VTI) in 2001?
VTI · Index · Data through 2026-06-01
If you invested $1,000 in Total Market (VTI) in 2001
The same $1,000 in the S&P 500 would be worth $8,585(+758.5%)
The S&P 500 returned $8,585 on the same $1,000. Total Market (VTI) beat the market by $1,566.
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Compare Total Market (VTI) to another stock
See how Total Market (VTI) stacks up since 2001, head to head.
What if Total Market (VTI) keeps this up?
Project forward at Total Market (VTI)'s 9.5% historical growth rate. See 5-30 year scenarios.
Growth of $1,000
Total Market (VTI) vs. S&P 500 vs. US Dollar, 2001 to present
Year-by-Year Returns
$1,000 invested in Total Market (VTI) starting January 2001
| Year | Price | Value | Annual |
|---|---|---|---|
| 2001 | $36.35 | $1,000 | - |
| 2002 | $33.94 | $934 | -6.6% |
| 2003 | $26.47 | $728 | -22% |
| 2004 | $36.52 | $1,005 | +38% |
| 2005 | $39.14 | $1,077 | +7.2% |
| 2006 | $44.05 | $1,212 | +12.5% |
| 2007 | $50.29 | $1,384 | +14.2% |
| 2008 | $48.81 | $1,343 | -2.9% |
| 2009 | $30.14 | $829 | -38.2% |
| 2010 | $40.75 | $1,121 | +35.2% |
| 2011 | $50.64 | $1,393 | +24.3% |
| 2012 | $52.64 | $1,448 | +4% |
| 2013 | $61.51 | $1,692 | +16.8% |
| 2014 | $75.39 | $2,074 | +22.6% |
| 2015 | $85.23 | $2,345 | +13.1% |
| 2016 | $82.91 | $2,281 | -2.7% |
| 2017 | $101.06 | $2,780 | +21.9% |
| 2018 | $126.55 | $3,482 | +25.2% |
| 2019 | $123.70 | $3,403 | -2.3% |
| 2020 | $148.83 | $4,094 | +20.3% |
| 2021 | $179.70 | $4,944 | +20.7% |
| 2022 | $212.88 | $5,856 | +18.5% |
| 2023 | $195.00 | $5,365 | -8.4% |
| 2024 | $232.44 | $6,395 | +19.2% |
| 2025 | $293.23 | $8,067 | +26.2% |
| 2026 | $338.53 | $9,313 | +15.4% |
What this return means
Holding Total Market (VTI) from 2001 multiplied a $1,000 stake into $10,151. That works out to +915.1%, about 10x the original stake, as of 2026-06-01.
That is about 9.5% a year compounded, broadly in line with long-run stock market averages. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.
Getting here meant sitting through real volatility. The best single year was 2004 at +38.0%, and the worst was 2009 at -38.2%. At its lowest point the position was down about 40% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.
None of this is a recommendation. It is a record of what already happened, and past performance does not guarantee future results.
What if you invested $100 a month instead?
Most people do not drop a lump sum in on day one. They add a fixed amount every month. Putting $100 into Total Market (VTI) at the close of every month from June 2001 through June 2026 means 301 buys and $30,100 contributed over about 25.1 years.
$100/month, dollar-cost averaged
$174,493
+479.7% on $30,100 in
Same $30,100, all in at the start
$305,538
+915.1% on $30,100 in
Going all in at the start beat spreading the buys out by $131,045. That is the usual result when a stock trends up: each monthly buy pays a higher price than the last, so the average cost climbs. Averaging in also meant an average buy price of $63.65 per share across the whole stretch, so the monthly buyer never had to time a single low. Neither number counts dividends, taxes, or trading costs.
Illustrative fixed $100/month example, not a recommendation. Figures are computed from VTI split-adjusted monthly closes through June 2026. Past performance does not guarantee future results.
Total Market (VTI) at different times
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Numbers worth sharing
Occasional data drops when something interesting surfaces. No schedule, just signal.
For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.