What if you invested $1,000 in Total Market (VTI) in 2005? (Inflation-Adjusted)
VTI · Index · Adjusted to 2026 dollars using BLS CPI-U data
View nominal (non-adjusted) versionUsing BLS CPI-U data, cumulative inflation from 2005 to 2026 totals 72%. Your $1,000 in Total Market (VTI) grew to $9,492 in raw dollar terms, but in real purchasing power terms that gain is equivalent to $5,519 in constant 2005 dollars. That reflects a +8.3% per year real annualized return after accounting for price changes over 22 years.
Nominal final value
$9,492
+849.2% total return
Real value (2005 dollars)
$5,519
+451.9% real total return
Real annualized return
+8.3%
vs. +11% nominal annualized
Year-by-Year (Inflation-Adjusted)
$1,000 in Total Market (VTI) since 2005, values in constant 2005 dollars
| Year | Nominal Value | Real Value (2005 $) |
|---|---|---|
| 2005 | $1,000 | $1,000 |
| 2006 | $1,125 | $1,093 |
| 2007 | $1,285 | $1,210 |
| 2008 | $1,247 | $1,131 |
| 2009 | $770 | $703 |
| 2010 | $1,041 | $926 |
| 2011 | $1,294 | $1,106 |
| 2012 | $1,345 | $1,126 |
| 2013 | $1,571 | $1,288 |
| 2014 | $1,926 | $1,557 |
| 2015 | $2,178 | $1,760 |
| 2016 | $2,118 | $1,687 |
| 2017 | $2,582 | $2,012 |
| 2018 | $3,233 | $2,444 |
| 2019 | $3,160 | $2,334 |
| 2020 | $3,803 | $2,763 |
| 2021 | $4,591 | $3,177 |
| 2022 | $5,439 | $3,447 |
| 2023 | $4,982 | $3,041 |
| 2024 | $5,939 | $3,522 |
| 2025 | $7,492 | $4,356 |
| 2026 | $8,649 | $5,029 |
Inflation adjustment uses BLS CPI-U annual data, deflated to 2026 dollars. Nominal stock data from Yahoo Finance (split-adjusted closing prices). Real values are expressed in constant 2005 purchasing-power dollars. For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. See our methodology and full disclaimer.