What if you invested in Total Market (VTI) in 2005?

VTI · Index · Data through 2026-06-01

$

If you invested $1,000 in Total Market (VTI) in 2005

$9,493today
+849.3% total return|+11% annualized

The same $1,000 in the S&P 500 would be worth $9,466(+846.6%)

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The S&P 500 returned $9,466 on the same $1,000. Total Market (VTI) beat the market by $26.

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What if Total Market (VTI) keeps this up?

Project forward at Total Market (VTI)'s 11% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

Total Market (VTI) vs. S&P 500 vs. US Dollar, 2005 to present

Total Market (VTI)
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in Total Market (VTI) starting January 2005

YearPriceValueAnnual
2005$39.25$1,000-
2006$44.17$1,125+12.5%
2007$50.44$1,285+14.2%
2008$48.96$1,247-2.9%
2009$30.23$770-38.2%
2010$40.87$1,041+35.2%
2011$50.78$1,294+24.3%
2012$52.79$1,345+4%
2013$61.68$1,571+16.8%
2014$75.61$1,926+22.6%
2015$85.48$2,178+13.1%
2016$83.15$2,118-2.7%
2017$101.35$2,582+21.9%
2018$126.92$3,233+25.2%
2019$124.06$3,160-2.3%
2020$149.26$3,803+20.3%
2021$180.22$4,591+20.7%
2022$213.49$5,439+18.5%
2023$195.56$4,982-8.4%
2024$233.11$5,939+19.2%
2025$294.08$7,492+26.2%
2026$339.51$8,649+15.4%

What this return means

A $1,000 stake in Total Market (VTI) from 2005 has grown to $9,492. That is a +849.2% gain, a little over 9.5x your money, measured to 2026-06-01.

That is about 11% a year compounded, broadly in line with long-run stock market averages. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.

The path was not smooth. The best single year was 2010 at +35.2%, and the worst was 2009 at -38.2%. At its lowest point the position was down about 40% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

This is historical math, not financial advice. Past performance does not guarantee future results.

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Occasional data drops when something interesting surfaces. No schedule, just signal.

For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.