Mastercard vs Visa: $1,000 invested since 2023
MA vs V · Data through 2026-06-01
$1,000 invested in 2023 would be worth
Mastercard
$1,413+41.3%
VisaWinner
$1,531+53.1%
The same $1,000 in the S&P 500 would be worth $1,916(+91.6%)
Growth of $1,000
Mastercard vs. Visa vs. S&P 500, 2023 to present
Year-by-year comparison
Mastercard vs. Visa, 2023 to present
| Year | Mastercard | Visa |
|---|---|---|
| 2023 | $1,000 | $1,000 |
| 2024 | $1,220 | $1,196 |
| 2025 | $1,516 | $1,508 |
| 2026 | $1,479 | $1,430 |
Which came out ahead
Starting in 2023, Visa (V) was the better of the two against Mastercard (MA). That $1,000 grew to $1,531 in V versus $1,413 in MA as of 2026-06-01, roughly $118 more in the end.
Stacked side by side, the totals tell the same story. Visa returned +53.1% against Mastercard at +41.3%, a gap of about 11.8 percentage points over the 3.6-year window. Compounded, that is about 12.6% a year for V against 10.1% for MA.
Neither holding beat a plain S&P 500 fund over the same span. The index would have grown that $1,000 to about $1,916, compounding near 19.9% a year. In a window this short, one strong or weak stretch can swing the result more than a long-run average would. All figures use split-adjusted closing prices and exclude dividends, taxes, fees, and inflation, so a real after-tax result would differ.
None of this recommends one holding over the other. It is historical math, and past performance does not guarantee future results.
Individual stock pages
Numbers worth sharing
Occasional data drops when something interesting surfaces. No schedule, just signal.
For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.