Mastercard vs Visa: $1,000 invested since 2020
MA vs V · Data through 2026-06-01
$1,000 invested in 2020 would be worth
Mastercard
$1,684+68.4%
VisaWinner
$1,806+80.6%
The same $1,000 in the S&P 500 would be worth $2,540(+154%)
Growth of $1,000
Mastercard vs. Visa vs. S&P 500, 2020 to present
Year-by-year comparison
Mastercard vs. Visa, 2020 to present
| Year | Mastercard | Visa |
|---|---|---|
| 2020 | $1,000 | $1,000 |
| 2021 | $1,006 | $977 |
| 2022 | $1,236 | $1,151 |
| 2023 | $1,192 | $1,180 |
| 2024 | $1,454 | $1,412 |
| 2025 | $1,808 | $1,780 |
| 2026 | $1,764 | $1,688 |
Which came out ahead
Visa (V) outpaced Mastercard (MA) over this stretch from 2020. That $1,000 grew to $1,806 in V versus $1,685 in MA as of 2026-06-01, roughly $122 more in the end.
The headline returns line up with the dollar figures. Visa returned +80.6% against Mastercard at +68.5%, a gap of about 12.1 percentage points over the 6.6-year window. Compounded, that is about 9.4% a year for V against 8.2% for MA.
Neither holding beat a plain S&P 500 fund over the same span. The index would have grown that $1,000 to about $2,540, compounding near 15.2% a year. All figures use split-adjusted closing prices and exclude dividends, taxes, fees, and inflation, so a real after-tax result would differ.
Treat this as history rather than advice about either company. Past performance does not guarantee future results.
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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.