What if you invested in Total Market (VTI) in 2020?

VTI · Index · Data through 2026-06-01

$

If you invested $1,000 in Total Market (VTI) in 2020

$2,496today
+149.6% total return|+15.1% annualized

The same $1,000 in the S&P 500 would be worth $2,574(+157.4%)

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The S&P 500 returned $2,574 on the same $1,000. S&P 500 outperformed by $77.

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What if Total Market (VTI) keeps this up?

Project forward at Total Market (VTI)'s 15.1% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

Total Market (VTI) vs. S&P 500 vs. US Dollar, 2020 to present

Total Market (VTI)
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in Total Market (VTI) starting January 2020

YearPriceValueAnnual
2020$149.26$1,000-
2021$180.22$1,207+20.7%
2022$213.49$1,430+18.5%
2023$195.56$1,310-8.4%
2024$233.11$1,562+19.2%
2025$294.08$1,970+26.2%
2026$339.51$2,275+15.4%

What this return means

$1,000 invested in Total Market (VTI) in 2020 is worth $2,496 today. That is a +149.6% gain, a little over 2.5x your money, measured to 2026-06-01.

In compound terms that is roughly 15.1% a year, well above what a broad index has historically returned. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.

The year-by-year record shows how bumpy the ride was. The best single year was 2025 at +26.2%, and the worst was 2023 at -8.4%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

Treat this as history rather than advice. Past performance does not guarantee future results.

Numbers worth sharing

Occasional data drops when something interesting surfaces. No schedule, just signal.

For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.