What if you invested in S&P 500 (SPY) in 2000?

SPY · Index · Data through 2026-06-01

$

If you invested $1,000 in S&P 500 (SPY) in 2000

$8,630today
+763.0% total return|+8.5% annualized

The same $1,000 in the S&P 500 would be worth $8,631(+763.1%)

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The S&P 500 returned $8,631 on the same $1,000. S&P 500 (SPY) beat the market by $0.

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What if S&P 500 (SPY) keeps this up?

Project forward at S&P 500 (SPY)'s 8.5% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

S&P 500 (SPY) vs. S&P 500 vs. US Dollar, 2000 to present

S&P 500 (SPY)
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in S&P 500 (SPY) starting January 2000

YearPriceValueAnnual
2000$87.68$1,000-
2001$86.98$992-0.8%
2002$72.77$830-16.3%
2003$56.21$641-22.8%
2004$75.33$859+34%
2005$79.94$912+6.1%
2006$87.78$1,001+9.8%
2007$100.79$1,150+14.8%
2008$98.10$1,119-2.7%
2009$60.57$691-38.3%
2010$80.35$916+32.7%
2011$98.17$1,120+22.2%
2012$102.29$1,167+4.2%
2013$119.19$1,359+16.5%
2014$144.73$1,651+21.4%
2015$165.17$1,884+14.1%
2016$163.74$1,868-0.9%
2017$196.44$2,241+20%
2018$248.12$2,830+26.3%
2019$242.10$2,761-2.4%
2020$294.02$3,353+21.4%
2021$344.51$3,929+17.2%
2022$424.42$4,841+23.2%
2023$389.67$4,444-8.2%
2024$469.95$5,360+20.6%
2025$593.21$6,766+26.2%
2026$690.09$7,871+16.3%

What this return means

A $1,000 stake in S&P 500 (SPY) from 2000 has grown to $8,631. That is a +763.1% gain, a little over 8.6x your money, measured to 2026-06-01.

That is about 8.5% a year compounded, broadly in line with long-run stock market averages. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.

The year-by-year record shows how bumpy the ride was. The best single year was 2004 at +34.0%, and the worst was 2009 at -38.3%. At its lowest point the position was down about 40% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

This is historical math, not financial advice. Past performance does not guarantee future results.

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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.