What if you invested in S&P 500 (SPY) in 2005?

SPY · Index · Data through 2026-06-01

$

If you invested $1,000 in S&P 500 (SPY) in 2005

$9,466today
+846.6% total return|+11% annualized

The same $1,000 in the S&P 500 would be worth $9,466(+846.6%)

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The S&P 500 returned $9,466 on the same $1,000. S&P 500 (SPY) beat the market by $0.

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What if S&P 500 (SPY) keeps this up?

Project forward at S&P 500 (SPY)'s 11% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

S&P 500 (SPY) vs. S&P 500 vs. US Dollar, 2005 to present

S&P 500 (SPY)
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in S&P 500 (SPY) starting January 2005

YearPriceValueAnnual
2005$79.94$1,000-
2006$87.78$1,098+9.8%
2007$100.79$1,261+14.8%
2008$98.10$1,227-2.7%
2009$60.57$758-38.3%
2010$80.35$1,005+32.7%
2011$98.17$1,228+22.2%
2012$102.29$1,280+4.2%
2013$119.19$1,491+16.5%
2014$144.73$1,811+21.4%
2015$165.17$2,066+14.1%
2016$163.74$2,048-0.9%
2017$196.44$2,458+20%
2018$248.12$3,104+26.3%
2019$242.10$3,029-2.4%
2020$294.02$3,678+21.4%
2021$344.51$4,310+17.2%
2022$424.42$5,309+23.2%
2023$389.67$4,875-8.2%
2024$469.95$5,879+20.6%
2025$593.21$7,421+26.2%
2026$690.09$8,633+16.3%

What this return means

A $1,000 stake in S&P 500 (SPY) from 2005 has grown to $9,467. That is a +846.7% gain, a little over 9.5x your money, measured to 2026-06-01.

That is about 11% a year compounded, broadly in line with long-run stock market averages. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.

The year-by-year record shows how bumpy the ride was. The best single year was 2010 at +32.7%, and the worst was 2009 at -38.3%. At its lowest point the position was down about 40% from an earlier high. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

None of this is a recommendation. It is a record of what already happened, and past performance does not guarantee future results.

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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.