What if you invested in S&P 500 (SPY) in 2020?
SPY · Index · Data through 2026-06-01
If you invested $1,000 in S&P 500 (SPY) in 2020
The same $1,000 in the S&P 500 would be worth $2,574(+157.4%)
The S&P 500 returned $2,574 on the same $1,000. S&P 500 (SPY) beat the market by $0.
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Compare S&P 500 (SPY) to another stock
See how S&P 500 (SPY) stacks up since 2020, head to head.
What if S&P 500 (SPY) keeps this up?
Project forward at S&P 500 (SPY)'s 15.7% historical growth rate. See 5-30 year scenarios.
Growth of $1,000
S&P 500 (SPY) vs. S&P 500 vs. US Dollar, 2020 to present
Year-by-Year Returns
$1,000 invested in S&P 500 (SPY) starting January 2020
| Year | Price | Value | Annual |
|---|---|---|---|
| 2020 | $294.02 | $1,000 | - |
| 2021 | $344.51 | $1,172 | +17.2% |
| 2022 | $424.42 | $1,444 | +23.2% |
| 2023 | $389.67 | $1,325 | -8.2% |
| 2024 | $469.95 | $1,598 | +20.6% |
| 2025 | $593.21 | $2,018 | +26.2% |
| 2026 | $690.09 | $2,347 | +16.3% |
What this return means
A $1,000 stake in S&P 500 (SPY) from 2020 has grown to $2,574. That is a +157.4% gain, a little over 2.6x your money, measured to 2026-06-01.
In compound terms that is roughly 15.7% a year, well above what a broad index has historically returned. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.
Getting here meant sitting through real volatility. The best single year was 2025 at +26.2%, and the worst was 2023 at -8.2%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.
This is historical math, not financial advice. Past performance does not guarantee future results.
S&P 500 (SPY) at different times
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Numbers worth sharing
Occasional data drops when something interesting surfaces. No schedule, just signal.
For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.