What if you invested in S&P 500 (SPY) in 2023?

SPY · Index · Data through 2026-06-01

$

If you invested $1,000 in S&P 500 (SPY) in 2023

$1,942today
+94.2% total return|+20.9% annualized

The same $1,000 in the S&P 500 would be worth $1,942(+94.2%)

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The S&P 500 returned $1,942 on the same $1,000. S&P 500 (SPY) beat the market by $0.

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What if S&P 500 (SPY) keeps this up?

Project forward at S&P 500 (SPY)'s 20.9% historical growth rate. See 5-30 year scenarios.

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Growth of $1,000

S&P 500 (SPY) vs. S&P 500 vs. US Dollar, 2023 to present

S&P 500 (SPY)
S&P 500
US Dollar

Year-by-Year Returns

$1,000 invested in S&P 500 (SPY) starting January 2023

YearPriceValueAnnual
2023$389.67$1,000-
2024$469.95$1,206+20.6%
2025$593.21$1,522+26.2%
2026$690.09$1,771+16.3%

What this return means

$1,000 placed in S&P 500 (SPY) in 2023 is worth $1,942 now. The total return is +94.2% over 3.5 years, as of 2026-06-01.

In compound terms that is roughly 20.9% a year, well above what a broad index has historically returned. Because this is a broad S&P 500 fund, it is the benchmark here rather than something measured against it.

The path was not smooth. The best single year was 2025 at +26.2%, and the worst was 2024 at +20.6%. These figures use split-adjusted closing prices and exclude dividends, taxes, trading fees, and inflation, so a real after-tax result would differ.

This is historical math, not financial advice. Past performance does not guarantee future results.

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For informational and educational purposes only. Not financial advice. Past performance does not guarantee future results. All calculations are based on split-adjusted closing prices from Yahoo Finance and do not account for dividends, taxes, or trading fees. See our methodology and full disclaimer.